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January 28, 2015

Financial Freedom – Step 1 of 4: Make A Plan

The first step toward your financial freedom is making a plan. Proverbs 21:5 says, “The plans of the diligent lead to profit as surely as haste leads to poverty.” There should be no mystery to your money…you should know what is coming in and what is going out and you should be ready to tell your money where to go so your money doesn’t tell you where it’s gone! Here are 5 steps you can take today to make your plan:

1. Download a budget worksheet. I highly recommend using the free resources on my friend Joe Sangl’s website, http://iwasbrokenowimnot.com/tools/.
2. Fill in your income and every expense. Be honest about your spending! Gather old bills and bank and credit card statements to get the real picture of your spending habits. If some expenses aren’t monthly, convert them into a monthly amount and include them in your plan.
3. Discuss your budget / spending plan with your spouse and agree upon expectations of spending and saving.
4. If you’re spending more than you’re making, cut expenses or increase income. Those are your only two options. DO NOT continue to live outside of your means.
5. Determine a method of tracking your expenses throughout the month. Some options include mint.com or Davy Ramsey’s envelope system or a good, old-fashioned notebook sitting on the kitchen counter. It’s not important how you track your spending, it’s just important that you do it!

January 27, 2015

Exodus To True Financial Freedom

For over 400 years, God’s people, the Israelites, were in bondage until God miraculously delivered them and they made an “exodus” to true freedom. God’s desire for all of our lives is that we would make an “exodus” to freedom in every area of our life…including our finances. Here’s a financial freedom test you need to take:

– Does the subject of money cause you stress, anxiety, or moodiness?
– Do you and your spouse argue / disagree / fight about money?
– Do you owe anyone money for anything other than your home or other appreciating assets?
– Do you have less than $1,000 in an emergency fund?
– Do you think retirement will be a financial struggle for you?

If you answered yes to any or all of the above questions, it’s time for an EXODUS because you are not truly experiencing financial freedom.

Your financial freedom is such a big deal to God that He included over 2,000 verses in the Bible about money and possessions. Think about that! Over 2,000 verses on money and possessions compared to about 500 verses on prayer and less than 500 verses on faith. Jesus talked more about money than He did about heaven and hell combined. God knew that our financial freedom would be important not only in how we live our lives, but how we relate to others and to Him.

Today, ask God to prepare you for an exodus from financial slavery to financial freedom!

January 26, 2015

Sunday’s Quotables

Happy Monday, from Katie, Stu’s Assistant. I hope you joined us yesterday for part 4 of our current series, Exodus, and to celebrate baptism (including Stu’s youngest, Taylor)! Here are a few of my favorite quotes:

1. The real theme of the book of Exodus is relationship.
2. Trust is tested as a relationship is established.
3. Everything in the Old Testament points to Jesus.
4. The clean had to be sacrificed to redeem the unclean. Jesus had to be sacrificed to redeem you and me!
5. Trust fall #1 – Trust me with the first and the rest will be blessed.
6. Trust fall #2 – Trust me for today and I will provide for you tomorrow.
7. Trust fall #3 – Trust me to quench your thirst because the world will never truly satisfy.
8. The Ten Commandments… they were God saying to His people, “Do you trust me enough that my way of living is the best way to live.”
9. There are no trust fall fails when it comes to God because He meets our needs every single time.
10. Your money is the truest test of your trust in God.

January 21, 2015

Video Update… WEC Student Weekend

January 19, 2015

Sunday’s Quotables

Happy Monday from Katie, Stu’s Assistant. I really hope you have been joining us for “Exodus” – this series has been awesome! Here are a few of my favorite quotes:

1. Have you ever had a time where you tried something new only it wasn’t as good as you expected it to be?
2. Faith doesn’t always feel as good as you might expect for it to.
3. Steps Of Obedience Forward Often Make You Want To Take Steps Backward.
4. If God is leading the way, God’s way is always the best way… but it’s not the easy way.
5. When you start to find yourself taking steps of faith and it doesn’t feel as good as you expected that’s the time in life where you’re supposed to keep on stepping ‘cause that’s when you start trusting!
6. It’s easier to live with the certainty of slavery than the uncertainty of freedom.
7. Freedom trumps slavery every time!
8. If you want results different from 2014, you’re going to have to do some things different in 2015.
9. You know what God was saying to Moses? Move on and I will move on your behalf.
10. When faced with steps that require your faith, be still on the inside while you move on the outside.

January 15, 2015

You’ve Got More!

You know that feeling you have when you do something you didn’t think you could do?

– You pushed through a really difficult workout!
– You nailed a very challenging presentation for a client!
– You aced an incredibly tough exam!
– You facilitated a much-needed conversation with your friend!
– You did it! You lost the weight or closed the deal or worked the overtime or mastered the material!

And you proved…you’ve got more! You’ve got more capacity. You’ve got more to give. You’ve got more to offer. You’ve got untapped, unrealized, unused potential bottled up on the inside of you. You’ve proved it already.

Let 2015 push you toward the limit of your more!

January 12, 2015

Sunday’s Quotables

Happy Monday from Katie, Stu’s Assistant. I really hope that you joined us yesterday for Exodus Pt. 2, “Don’t Sabotage Your Future.” If you missed it, you can check it out now. Here are a few of my favorite quotes:

1. Our tendency is to carry things from the past into the present.
2. A lot of us do that in life, we try to bring then into now and when you consistently do that, here’s what happens – you allow the past to have a negative impact on the present.
3. His past experience, what did it do, it determined his present-day reaction.
4. I want you to understand today that some of you are allowing your past to sabotage your present and maybe even your future.
5. You’re sacrificing your destiny at the expense of your history.
6. Don’t let last year condition you for this year because God wants to deliver you into a new year.
7. No matter what God does to bring them out of Egypt, they still had a little bit of Egypt in them.
8. Complaining sucks you in like a vacuum cleaner!
9. Don’t delay what God wants to do in 2015 because of some circumstance, or some hurt, or some rejection, or some pain, or some wrong thinking from 2014.
10. Some of us today need an attitude adjustment because the attitudes from the past don’t belong in 2015 and you need to believe and trust in the promises of God for a brand new season of your life as you leave the past behind.

January 7, 2015

Video Update… Exodus: Leave Last Year Behind!

January 6, 2015

6 Decisions To An Amazing 2015

I recently shared that daily decisions lead to a different destiny. Here are six decisions that can lead to an amazing 2015. Choose one or all six and I guarantee you that your year will be different because of it:

1. Decide to read your Bible every day!
Getting God’s word in you will change you. Subscribe to our Waters Edge Web Notes or download YouVersion, a free Bible app, and begin a reading plan.
2. Decide to live on a budget!
Money can be the single greatest stressor in your life, so eliminate the stress by pre-planning how your money will be spent. Visit http://iwasbrokenowimnot.com/tools/ for helpful and free tools. And by the way, include giving as part of your budget. Nothing will impact your financial future more than giving back to God.
3. Decide to get on a team!
When you use your time and energy alongside others to serve God and others, it changes you! Join a volunteer team at your church and your year will be different.
4. Decide to join a group!
You can’t grow and mature spiritually alone. You need others and you might be surprised to learn that others need you.
5. Decide to get fit!
You will feel better, respond better, and live better if you take some simple steps toward fitness.
6. Decide to learn from last year, but leave it behind!
Don’t carry last year’s disappointments, frustrations, regrets, and baggage into this new year. It’s a brand new day so embrace it and start with a fresh, clean slate.

Year 2015…THIS IS IT!

January 5, 2015

Sunday’s Quotables

Happy Monday and Happy New Year from Katie, Stu’s Assistant. I hope that you joined us as we kicked off “Exodus” yesterday! If you missed it, check it out now! Here are a few of my favorite quotes:

1. There were lots of salvation decisions in 2014. Do you know that in our church in 2014 we got to see 1,736 people cross over from death to life?!
2. Instead of your prayers beginning with “thank you God” maybe your prayers began more with “why God?” or “where are you God?”
3. I want, today, to try to help you see how that God might be using the painful moments of 2014 to position you for the powerful moments of 2015.
4. Sometimes you have to go through it in order to get to it!
5. And God brought some of you through 2014 in order to get you to 2015 and I just want to declare over you that 2014 was your through it year, but 2015 is going to be your to it year!
6. You can’t stop God’s people.
7. If you’re not dead, you’re not done. God’s still got more in store for you.
8. That leads to this.
9. You wouldn’t really appreciate the light if you had never seen the darkness.
10. If you gotta go through it to get to it and if that leads to thisYear 2015…This Is It!